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Tue, 28 Sep 2021 21:40:04 -0500
2017-08-23 Print

FAM Offers Business Loan Options, Regardless of Credit History

First American Merchant provides business loan options for merchants, regardless of bad credit or insufficient credit history.


Los Angeles, California - First American Merchant (FAM) is a high-risk specialist that works with business types and industries traditional lenders refuse to. A full-service provider, FAM offers business funding, safe payment processing, consumer financing programs and cash advances. One of the biggest advantages of working with FAM is that bad credit or insufficient credit history is not a problem for them – unlike a traditional lender.

Small businesses and startups are both turned away from banks unwilling to accept the insufficient credit history they typically involve. “Cash-intensive” ventures – like convenience stores and restaurants – are also turned away by mainstream lenders. Professional corporations (e.g. lawyers and accountants) and established businesses that experience seasonal fluctuations also struggle to find loan options. All of these business types (and more) can easily secure a merchant loan with bad credit or insufficient credit history with FAM.

According to the team of experts at FAM, “First American Merchant works with all these businesses without discriminating. Even businesses that have just emerged from bankruptcy or those that have less than perfect credit histories have access to a bad credit business loan at FAM.”

The application process is also a huge advantage for merchants. When working with a traditional lender, merchants must provide endless documentation and financials and deal with long wait times for funding. Businesses wait weeks or even months – only to find they’ve been declined. With FAM, merchants can submit the application in minutes. Requirements are simple, credit scores below 500 are approved, and funds are received in as little as 72 hours, if not sooner.

“We've built a large network to ensure you have the best options available to you, and we're still growing…we have some of the best approval rates in the business. We approve merchants that find it hard to get approved elsewhere.”

Located in Los Angeles, CA, First American Merchant Funding (FAM) boasts a large network of agents and numerous payment gateway options. Focused on “financing the American dream”, FAM is proud to offer the services of a full support staff and robust financing options to a broad range of industries. FAM has one of the best approval rates in the business, and specializes in working with businesses considered to be “high risk”.

Contact Info
First American Merchant
2840 Sapra St.
Thousand Oaks, Ca 91362

Phone: 1-800-210-5649