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Sat, 27 Nov 2021 02:06:43 -0600
2017-05-15 Print

FAM Provides Secure Credit Lines to High Risk Merchants

First American Merchant offers business owners credit lines that help them fund growth and cover day-to-day expenses.


First American Merchant (FAM) is a high-risk provider that specializes in helping merchants secure the cash they need to operate efficiently. Their business credit line allows merchants to grow their business, cover expenses and payroll, purchase equipment and fund expansion. If a business is unable to maintain sufficient cash flow, it can quickly find itself in a dangerous situation.

Small businesses and startups struggle to secure the cash they need to meet their short-term needs and goals. Banks typically categorize them as “high risk” and refuse to offer business loans or lines of credit. FAM, on the other hand, has developed fast, flexible programs that help the small business owner, startup entrepreneur and other high risk merchants. FAM boasts a high approval rating, and an application process that can be completed in a matter of minutes.

“We have some of the best approval rates in the business. We approve merchants that find it hard to get approved elsewhere.”

The biggest advantage of applying for a line of credit from FAM are the simple, reasonable requirements. With FAM, merchants can receive their working capital within 72 hours from submitting their application – if not sooner A bank, on the other hand, can make business owners wait weeks (even months) to hear an answer, only to be declined. With FAM, no tax returns or financials are required, while banks request endless documentation and financials. For the entrepreneur struggling with a bad credit history, FAM also approves credit scores below 500. In fact, FAM’s business funding options can help business owners improve their credit score.

“Business is changing, and we're thinking of new and interesting ways in which we can help put you at the forefront of that change… We've built a large network to ensure you have the best options available to you, and we're still growing.”

First American Merchant Funding (FAM) boasts a large network of agents and numerous payment gateway options. Focused on “financing the American dream”, FAM is proud to offer the services of a full support staff and robust financing options to a broad range of industries. FAM has one of the best approval rates in the business, and specializes in working with businesses considered to be “high risk”.

Contact Info
First American Merchant
2840 Sapra St.
Thousand Oaks, CA 91362

Phone: 8002105649